Mortgage loan

Zafo Law specializes in advising Scandinavian banks and mortgage lenders, creditors, and lawyers on matters relating to the establishment of mortgage loan in real estate located in Spain. We have conducted several hundred of notary meetings with the signing of mortgage loan documents, and we have been in charge of the subsequent registration process with land registers throughout all of Spain.

Specialized assistance to Scandinavia banks

We have extensive knowledge of the way in which Scandinavian banks and mortgage banks operate in the Scandinavian countries, including their terms, special conditions such as Danish mortgage credit, mortgage security requirements and conditions.

Zafo Law can therefore offer specialized assistance to Scandinavian banks in real estate mortgages in Spain, including signing of mortgage loan with a Spanish notary, registration of the mortgage loan in the land register and the possible execution of the mortgage.

Three recommendations

Spanish power of attorney

A power of attorney in Spanish signed by the underwriters for the bank with a notary is necessary.

The language in Spain is Spanish

This means that all documentation must be prepared in Spanish. Do not expect English to be sufficient.

Nothing in Spain is easy

Formalities means everything and all processes are affected by this. Spanish requirements on consumer protection have an important impact on the process.

Services

Advice on mortgage loan with real estate located in Spain.

Cancellation of mortgage

Execution of mortgage

Registration of mortgage with land register in all of Spain

Signing of mortgage loan with Spanish notary.

Stamp duty and other costs

Preparation of Spanish mortgage deed.

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